“I died from laughter”: Yes, you can insure against that too!

Believe it or not, excessive laughter can kill. Well, not so much the laughter itself, but more like a condition triggered by it, such as heart attack, asphyxiation, or aneurysm.

And, believe it or not, there is insurance for that.

Death by excessive laughter is a liability policy. It covers comedians, clowns, and basically anyone whose profession is to make people laugh, for their legal liability if they make someone die from laughter.

Lloyd’s of London issued the first policy in the early days of the cinema in the 1900s. 

The good news is, death by laughter doesn’t happen very often. And considering how the year 2020 has been going so far, we’d say that this risk is practically non-existent nowadays.

Still, records of death by excessive laughter have existed since the middle and even the dark ages. They include a king who died from laughing too hard at a joke by his favorite court jester, and a painter who laughed so hard at his own painting of Aphrodite, which he made at the request of an old woman who insisted on modeling for it.

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